A lot of people spend their 20s spending money as they get it, for necessities like food and rent or for luxury items that they don’t really need. In their 30s, they may have moved up to home ownership, but they’re still spending all their money on their mortgages, their children and travels. By the time they’re in their 40s,...
Happiness is not about having excessive material possession. If you already have enough money in the bank to last for your life time, what good is it to you to have more?
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After holding cash and bond for a long time, I started to invest in stock again. May seem crazy, but here is why: https://retirements.com/what-to-invest-in-august-2020/