Category: Investing

irrational exuberance - excitement 0

Irrational exuberance continues in 2019

Dear readers, I haven’t been posting anything for almost 2 years. In fact, I took the site down and focused more on my family and finances. During this time, I have accomplished some of my financial goals and I hope to share with you in this blog in the future. Back in June 2017, I wrote the article ‘How to...

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How to invest in 2017?

Someone suggested that we are likely in a triple bubble (stock, bond and real estate).  It is high probable that a major correction is going to happen in the near future.  Protecting retirement savings should be the highest priority in this market condition. In this article, I am going to go over how I invest in year 2017. Stock Market...

Retirement Savings Growth 0

You should start saving for your retirement when you are young

A lot of people spend their 20s spending money as they get it, for necessities like food and rent or for luxury items that they don’t really need. In their 30s, they may have moved up to home ownership, but they’re still spending all their money on their mortgages, their children and travels. By the time they’re in their 40s,...

Million Dollar Retirement 0

Million Dollar Retirement

One of the questions people often ask is that whether they can retire on a million dollars. In this article, we are going to discussion how much income you can expect in a million dollar retirement. First of all, congratulations to you if you are one of those fortunate ones who amassed a million dollars in your nest egg. It...

How to protect your assets from market crashes? 0

How to protect your assets from market crashes

In my previous article, I showed that average annual return of S&P 500 index was about 5.3% in the last 20 years. However, the stock market did not always produce positive returns. Every time the stock market crashes, there are those who lose everything. And this can make people hesitant to invest at all. Unfortunately, investing is the only way that most...

Financial Independence 0

What is Financial Independence?

Financial independence, defined as simply as possible, might be described as: Paying your bills and having a few dollars left over. Maybe it’s a little more complicated than that, maybe you need more than “a few dollars” to really claim financial independence. But that definition expresses the basic principle of it rather well. If you have a million dollars in...

Retirement Planning 0

Why Retirement Savings Require Your Active Involvement

Retirement in the past Up until the 1980s, Americans didn’t worry much about retirement. People either worked or, after the 1930s they had social security and pensions. And that seemed to be more than enough for the golden years and relaxing after a career span of 25 or 30 years working. Today Fast forward to today, pensions outside government don’t...